Chocolate Chip Banana Bread

Freshly baked Chocolate Chip Banana Bread slices on a wooden board, with melted chocolate chips and golden crust visible. Save
Freshly baked Chocolate Chip Banana Bread slices on a wooden board, with melted chocolate chips and golden crust visible. | urbankitchenstories.com

This banana bread features ripe bananas combined with melted butter and brown sugar for rich moisture. Light flour and baking soda create a tender crumb, while generous semisweet chocolate chips add bursts of sweetness throughout. Baked until golden with a lightly crisp top, it’s ideal for breakfast or a comforting snack. Simple steps and common ingredients make it a favorite for all skill levels. Variations like cinnamon or walnuts can enhance the flavor, and leftovers keep well at room temperature for days.

My youngest daughter spotted three forgotten bananas turning black on the counter and declared it baking day. That spontaneous weekend morning became our standing tradition, and now overripe bananas feel like little gifts waiting in the kitchen. Something magical happens when you turn what looks like waste into something the whole family gathers around.

Last winter, my neighbor texted at 7 AM asking if I could smell something amazing. That aroma of melting chocolate and caramelized bananas had drifted through open windows and down the street. Now whenever I bake this, I leave the kitchen window cracked just a little.

Ingredients

  • 3 ripe bananas, mashed: The blacker the better, that is where all the sweet caramel flavor lives
  • 2 large eggs: Room temperature eggs incorporate more evenly into the batter
  • 120 ml unsalted butter, melted: Let it cool slightly so it does not cook the eggs when you mix them
  • 100 g light brown sugar: This adds moisture and a deeper molasses flavor than white sugar alone
  • 50 g granulated sugar: The combination of both sugars gives the perfect sweetness balance
  • 1 tsp vanilla extract: Do not be tempted to skip this, it makes everything else taste more vibrant
  • 210 g all-purpose flour: Spoon and level your flour instead of scooping directly to avoid packing too much in
  • 1 tsp baking soda: This is what gives the bread its lift and that beautiful domed top
  • ½ tsp salt: Just enough to make the chocolate chips taste more chocolatey
  • 150 g semisweet chocolate chips: Reserve some for the top so every slice looks gorgeous

Instructions

Preheat and prep your pan:
Heat your oven to 175°C and line a loaf pan with parchment paper so you can lift the bread out later without any sticking
Mix the wet ingredients:
Whisk the mashed bananas, eggs, melted butter, both sugars, and vanilla until everything is smooth and combined
Combine the dry ingredients:
In a separate bowl, stir together the flour, baking soda, and salt until well blended
Bring it together:
Fold the dry ingredients into the wet mixture just until you no longer see streaks of flour, some small lumps are perfectly fine
Add the chocolate:
Gently fold in most of the chocolate chips, keeping a small handful aside for sprinkling on top
Bake to golden perfection:
Pour the batter into your prepared pan, scatter those reserved chips across the surface, and bake for about 55 minutes until a toothpick comes out clean
Let it rest:
Cool the bread in the pan for 10 minutes before transferring it to a wire rack, this helps it set without falling
A close-up of moist Chocolate Chip Banana Bread with banana pieces and chocolate chips inside, served on a white plate. Save
A close-up of moist Chocolate Chip Banana Bread with banana pieces and chocolate chips inside, served on a white plate. | urbankitchenstories.com

My grandmother used to say that banana bread tastes better on day two, and she was absolutely right. Something about those flavors settling overnight makes each slice more incredible than the last, if it even lasts that long.

Making It Your Own

I have found that cinnamon and walnuts transform this into a completely different experience. Sometimes I toast the walnuts first in a dry pan, which brings out this nutty richness that makes people ask what the secret ingredient is. My sister swears by adding a pinch of cinnamon, something she learned from an old coworker who brought banana bread to every office potluck.

The Perfect Banana

After years of baking this recipe, I have learned that patience with your bananas pays off. I keep a designated banana ripening bowl on the counter, and once those brown spots appear, I mash them and freeze portions in small bags. This means I can bake fresh bread on a whim without waiting for fruit to catch up.

Storage Secrets

This bread actually freezes beautifully and makes the most thoughtful gift when wrapped in parchment and tied with twine. I have started baking two loaves at once, one for immediate devouring and one for the freezer or a friend who might need a little pick-me-up. When reheating frozen slices, a quick 20 second trip to the microwave brings back that fresh-baked texture.

  • Wrap cooled loaves tightly in plastic wrap, then foil before freezing
  • Individual slices freeze well for quick breakfasts or snacks
  • Thaw overnight in the refrigerator for the best texture
Warm slices of Chocolate Chip Banana Bread with melted chocolate and a glass of milk for a cozy snack. Save
Warm slices of Chocolate Chip Banana Bread with melted chocolate and a glass of milk for a cozy snack. | urbankitchenstories.com

There is something deeply comforting about a house filled with the smell of baking banana bread. I hope this recipe finds its way into your weekend rotation and creates memories of its own.

Recipe FAQs

Use very ripe bananas with plenty of brown spots for maximum sweetness and moisture in the bread.

Yes, semisweet chocolate chips are ideal, but you can substitute with dark or milk chocolate chips depending on your preference.

Fold dry ingredients into wet just until combined to keep the bread tender and prevent a dense texture.

Yes, adding chopped walnuts or pecans can add a pleasant crunch and complement the flavors well.

Store the bread in an airtight container at room temperature to maintain moisture for up to three days.

Chocolate Chip Banana Bread

A moist banana bread loaded with sweet chocolate chips, great for breakfast or snack moments.

Prep 15m
Cook 55m
Total 70m
Servings 10
Difficulty Easy

Ingredients

Wet Ingredients

  • 3 ripe bananas, mashed
  • 2 large eggs
  • ½ cup unsalted butter, melted and cooled
  • ½ cup light brown sugar, packed
  • ¼ cup granulated sugar
  • 1 tsp vanilla extract

Dry Ingredients

  • 1¾ cups all-purpose flour
  • 1 tsp baking soda
  • ½ tsp salt

Add-ins

  • 1 cup semisweet chocolate chips

Instructions

1
Prepare the Oven and Pan: Preheat oven to 350°F. Grease a 9 x 5 inch loaf pan and line with parchment paper.
2
Mix Wet Ingredients: In a large bowl, whisk together mashed bananas, eggs, melted butter, brown sugar, granulated sugar, and vanilla extract until smooth.
3
Combine Dry Ingredients: In a separate bowl, sift together flour, baking soda, and salt.
4
Fold Dry into Wet: Gradually fold dry ingredients into wet mixture until just combined. Do not overmix.
5
Add Chocolate Chips: Gently fold in chocolate chips, reserving a small handful for topping if desired.
6
Transfer to Pan: Pour batter into prepared loaf pan. Sprinkle reserved chocolate chips on top.
7
Bake: Bake for 50-55 minutes, or until a toothpick inserted into center comes out clean. A few melted chocolate streaks are acceptable.
8
Cool and Slice: Let cool in pan for 10 minutes, then transfer to wire rack to cool completely before slicing.
Additional Information

Equipment Needed

  • Large mixing bowl
  • Medium mixing bowl
  • Whisk
  • Spatula
  • 9 x 5 inch loaf pan
  • Parchment paper
  • Cooling rack

Nutrition (Per Serving)

Calories 265
Protein 4g
Carbs 40g
Fat 10g

Allergy Information

  • Contains eggs, milk (butter), wheat (flour)
  • May contain soy traces from chocolate chips
  • May contain traces of nuts if chocolate chips processed in facilities handling nuts
Danielle Rivera

Passionate home cook sharing simple, wholesome recipes and easy meal ideas for everyday family dinners.