Easy Chocolate Baked Oats

Freshly baked Easy Chocolate Baked Oats in a ramekin with melted chocolate chips on top. Save
Freshly baked Easy Chocolate Baked Oats in a ramekin with melted chocolate chips on top. | urbankitchenstories.com

This warm, fudgy dish combines rolled oats with rich cocoa powder and mashed banana for natural sweetness. Mixed with milk and a hint of vanilla, it’s gently baked until set and topped with chocolate chips to enhance the chocolate flavor. Optional nuts add texture, creating a satisfying and nourishing morning treat. Easy to prepare and versatile with dairy or plant-based milk, this baked oat cup offers comfort and nutrition in under 30 minutes.

The kitchen was still dark when I first started making these baked oats, craving something warm before sunrise but not wanting to wake the whole house with a noisy blender or clanking pans. What I discovered was this incredible fudgy texture that feels like having dessert for breakfast without any of the guilt.

My roommate walked in during that first batch, following the chocolate smell, and immediately demanded the recipe. Now we make them every Sunday, each person customizing with their favorite toppings while the oven warms up the apartment.

Ingredients

  • 1 cup rolled oats: Use old-fashioned oats rather than quick oats for the best texture and substance
  • 2 tbsp unsweetened cocoa powder: This creates that deep chocolate flavor without making it too sweet
  • 1/2 tsp baking powder: Just enough to give the oats a little lift as they bake
  • Pinch of salt: Essential for balancing and enhancing the chocolate flavor
  • 1 ripe banana, mashed: The riper the banana, the sweeter and more naturally moist your baked oats will be
  • 1 cup milk: Any milk works beautifully here, dairy or plant-based
  • 2 tbsp maple syrup or honey: Adjust this based on how sweet your banana is and your personal preference
  • 1 tsp vanilla extract: Pure vanilla extract makes all the difference in rounding out the chocolate
  • 2 tbsp chocolate chips: Dark chocolate chips create pockets of melted chocolate throughout
  • Optional nuts: Walnuts or pecans add a lovely crunch and healthy fats

Instructions

Preheat and prep:
Heat your oven to 350°F and grease two ramekins with a little butter or oil
Mix the dry ingredients:
Whisk together the oats, cocoa powder, baking powder, and salt in a medium bowl until well combined
Combine the wet ingredients:
Mash your banana thoroughly in another bowl, then whisk in the milk, maple syrup, and vanilla until smooth
Bring it together:
Pour the wet mixture into the dry ingredients and stir until everything is evenly moistened
Add the extras:
Fold in the chocolate chips and nuts gently, being careful not to overmix
Portion and top:
Divide the batter between your prepared ramekins and scatter a few extra chocolate chips on top
Bake to perfection:
Bake for 22 to 25 minutes until the oats are set and the tops have those irresistible cracks
The waiting game:
Let them cool for about 5 minutes before serving, which helps them set up even more
Easy Chocolate Baked Oats served warm with a dollop of yogurt and sliced banana. Save
Easy Chocolate Baked Oats served warm with a dollop of yogurt and sliced banana. | urbankitchenstories.com

These baked oats have become my go-to when friends stay over. There is something magical about pulling warm, chocolate-scented ramekins from the oven and watching people realize healthy breakfast can taste this good.

Make It Your Own

After making this recipe dozens of times, I have found that swapping in different extracts like almond or coffee creates wonderful variations. The banana provides such a solid base that you can really play around with flavors.

Storage Solutions

These oats actually reheat beautifully the next morning. I often make a double batch and store the cooled ramekins covered in the refrigerator for an instant breakfast that just needs 30 seconds in the microwave.

Serving Suggestions

While these are perfectly delicious on their own, a cold splash of milk over the warm oats creates the most comforting temperature contrast. I have also served them with a dollop of Greek yogurt for extra protein.

  • Try adding fresh raspberries on top for a chocolate berry combination
  • A sprinkle of sea salt over the melted chocolate chips elevates everything
  • Serve with a hot cup of coffee for the ultimate cozy morning
A close-up of Easy Chocolate Baked Oats with a fudgy texture and cracked top. Save
A close-up of Easy Chocolate Baked Oats with a fudgy texture and cracked top. | urbankitchenstories.com

There is nothing quite like starting your day with something warm, chocolatey, and nourishing all at once.

Recipe FAQs

Yes, plant-based milk like almond or oat milk works well and keeps it dairy-free without compromising flavor.

Simply omit the chopped nuts to keep the dish safe for nut-free diets while still enjoying the rich chocolate and banana taste.

Maple syrup or honey are ideal natural sweeteners, but you can adjust sweetness or use agave syrup depending on preference.

The oats will be soft and fudgy with slightly cracked tops, providing a warm, comforting bite enhanced by melted chocolate chips.

You can mix ingredients ahead and refrigerate the batter, then bake fresh when ready for optimal texture and flavor.

Easy Chocolate Baked Oats

Warm baked oats with cocoa and banana, delivering rich flavor and wholesome comfort in every bite.

Prep 5m
Cook 25m
Total 30m
Servings 2
Difficulty Easy

Ingredients

Dry Ingredients

  • 1 cup rolled oats
  • 2 tablespoons unsweetened cocoa powder
  • 1/2 teaspoon baking powder
  • Pinch of salt

Wet Ingredients

  • 1 ripe banana, mashed
  • 1 cup milk (dairy or plant-based)
  • 2 tablespoons maple syrup or honey
  • 1 teaspoon vanilla extract

Add-ins & Toppings

  • 2 tablespoons chocolate chips (plus extra for topping)
  • 1 tablespoon chopped nuts such as walnuts or pecans (optional)

Instructions

1
Preheat Oven: Preheat oven to 350°F. Lightly grease two small ramekins or an oven-safe baking dish with cooking spray or a small amount of oil.
2
Combine Dry Ingredients: In a medium bowl, whisk together rolled oats, cocoa powder, baking powder, and salt until evenly distributed.
3
Prepare Wet Ingredients: In a separate bowl, mash the ripe banana thoroughly. Whisk in milk, maple syrup (or honey), and vanilla extract until smooth and well combined.
4
Mix Batter: Pour the wet ingredients into the dry ingredients. Stir until just combined, being careful not to overmix. Gently fold in chocolate chips and nuts if using.
5
Portion into Ramekins: Divide the batter evenly between the prepared ramekins. Sprinkle additional chocolate chips over the tops for extra texture and visual appeal.
6
Bake: Bake for 22 to 25 minutes until the oats are set and the tops appear slightly cracked. A toothpick inserted into the center should come out mostly clean.
7
Cool and Serve: Let the baked oats cool for 5 minutes before serving. Enjoy warm, optionally topped with a drizzle of milk or a dollop of yogurt.
Additional Information

Equipment Needed

  • Mixing bowls
  • Whisk
  • Ramekins or small baking dish
  • Oven

Nutrition (Per Serving)

Calories 280
Protein 6g
Carbs 48g
Fat 7g

Allergy Information

  • Contains oats (may contain gluten; use certified gluten-free oats if needed)
  • Contains milk (use plant-based milk for dairy-free or vegan version)
  • May contain tree nuts if added as optional ingredient
  • Contains chocolate (check labels for soy or dairy in chocolate chips)
Danielle Rivera

Passionate home cook sharing simple, wholesome recipes and easy meal ideas for everyday family dinners.